Global Liquidity Solutions

In an increasingly complex marketplace and regulatory environment, you need to simplify the management of your cash positions and requirements. Whether you need to physically or notionally concentrate balances between entities or across borders, our liquidity specialists will work with you to design account structures that achieve your unique regional needs while enhancing global visibility, streamlining intercompany interest settlement and tracking, and maximizing your working capital.

Our award-winning, proprietary Global Liquidity Management solution is a comprehensive set of liquidity solutions that provide you with the control and visibility required to handle your business’ complex cash-flow challenges. Hosted on a single digital platform, it scales with your needs and allows seamless connections to any account within our global franchise or with your other banking partners, automating cash management to quickly sweep funds wherever you need them.

Viewing global balances and transactional information is critical to day-to-day cash flow management, effective forecasting, balance segmentation, and optimizing yield².

Bank of America’s CashPro® enables access to all of your liquidity and investment tools with a single sign-on.

• Gain real-time access to account balances and transaction data with a full range of standard and customizable reports with CashPro® Information reporting
• Manage your investments more effectively with extensive research tools and reporting capabilities through CashPro® Invest²
• Proactively anticipate your funding needs with CashPro® Forecasting IQ

We offer a wide spectrum of investment solution and options to put your balances to work, so you can maximize liquidity in any environment.

Our suite of Automated Investment sweeps offers you the convenience of fully automated investment and redemption to optimize your excess cash and diversify your counterparty exposure. Our product links a new or existing analysed account directly with a money market investment fund of your choosing, investing as the last transaction each day and available to redeem for your use the following morning.
*available to US accounts only

Benefits include:

• Convenience – Automate daily investment decisions and manual order placement
• Full liquidity – Daily access to funds for operating expenses
• Additional Yield – Accrued earnings are paid monthly
• Earnings credits on target balance – Ability to designate un-invested funds to benefit from earnings credit in your checking account

Meet your portfolio objectives of stability, liquidity and yield through ever changing markets and regulations through insightful ideas and integrated solutions. Our consultative, highly experienced investment specialists are your source for a diverse selection of self-directed investments¹.

^The alternatives listed above are for illustrative purposes and do not constitute investment advice. Securities products are provided through BofA Securities, Inc. a broker-dealer subsidiary of Bank of America Corporation and a Member of SIPC. Certain products and services are provided by Bank of America, N.A., a national banking subsidiary of Bank of America Corporation.

As markets, economies and regulations evolve, you want timely insights to better understand the local and global impacts on your business. Our specialists help you take a more strategic approach to cash flow management and investments to minimize risks and take advantage of new opportunities.

• Establish account structures to assist you in accommodating local legal and regulatory regimes²
• Understand impacts of new regulation and changes to existing markets including the LIBOR transition.
• Gain insights into emerging trends such as the evolution of our industry leading ESG product suite

TMI Awards for Innovation & Excellence:

Best Bank for Cash & Liquidity Management - North America - 2023

Best Cash & Liquidity Restructuring Project - Gold - Arçelik-Hitachi - 2023

Global Finance, The Innovators

The Most Innovative Bank in North America, 2020

Treasury Today, Adam Smith Awards, Highly Commended

Best Cash Management Solution - Accenture plc, 2020

¹Securities products are offered by BofA Securities, Inc., a broker/dealer subsidiary of Bank of America Corporation and a member of SIPC. Non-securities products (including deposit products) and services are offered by Bank of America, N.A., a national banking subsidiary of Bank of America Corporation

²Bank of America does not provide tax or legal advice

An investment in money market mutual funds is not insured or guaranteed by Bank of America, N.A. or its affiliates, or by the Federal Deposit Insurance Corporation or any other government agency. Although money market mutual funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in money market mutual funds.

The value of investments and the income derived from them may go down as well as up and you may not get your original investment back. The level of yield may be subject to fluctuation and is not guaranteed. Where applicable, changes in rates of exchange between currencies may cause the value of investments to decrease or increase.

Repurchase Agreements are not deposits, are not insured or guaranteed by the United States Government, the Federal Deposit Insurance Corporation (FDIC) or any other government agency, and involve risks, including the loss of principal. Repurchase Agreements are based on underlying securities that may be direct obligations of, or guaranteed by, Government Sponsored Enterprises (e.g., FNMA and FHLMC), the U.S. government or agency thereof.

Demand Deposit Accounts – Available in select areas.

Some products and services may not be available in all jurisdictions or to all clients and are subject to change without notice.