All your capital.
All working from anywhere.

BofA Working Capital Manager® is a scalable suite of financial solutions that helps you keep your business running smoothly from anywhere.

​The suite of solutions


​A complete digital platform where you can efficiently manage payments, receipts, liquidity, and more. You'll even have access to machine learning technology to help predict cash flows.

​Credit & capital

​Our credit solutions are designed to provide easier access to working capital to help with your liquidity needs or finance a variety of expenditures such as real estate, equipment or technology. All with a streamlined documentation process and electronic document signing, which means a simpler, faster process to fund your loans.

Credit cards

​Whether it’s your commercial card or a Business Advantage card, you can get points, reduced spend requirements, and low foreign-exchange charges – all while driving down transaction costs and consolidating your employee spending controls.


Merchant services

​An all-in-one solution for banking and payments processing. Improved cash flow, security, support, scalability and flexibility make managing your business easy and speedy.

An open laptop and smartphone displaying sample banking information

​How does BofA Working Capital Manager® give your business the power to thrive?

​First and foremost, your working capital is accessible from anywhere – treasury, credit, capital, card, and merchant services. All of this with a dedicated relationship manager, ready to provide expert guidance when you need it.

​Cybersecurity is of the utmost importance with state-of-the-art protection built into every component (not as an add-on), including check and ACH Positive Pay, dual authentication for administration and payments, and online stop payments.

​Scalable and easily accessible


​It’s easy to make, receive, and manage payments and receipts from anywhere – on your phone or desktop.


​Your accounts are protected with proactive fraud prevention. Plus, biometrics, authentication and mobile tokenization.


​One flat monthly fee for treasury solutions​ and predictable pricing for credit, card, and merchant services.


​Finance working capital, control employee spending and get funds as soon as the next business day.

Men and woman laughing

Let’s talk

BofA Working Capital Manager® makes it easier for companies with $5 million to $50 million in revenue to manage everyday financial priorities. If you’re already working with a Bank of America relationship manager, talk to them today. If not, we can help you find one.

Get one-on-one support from a local relationship manager