We offer a wide variety of payment types and methods, plus an increasingly digital customer journey with e-commerce and mobile solutions, all to enable your customers to pay their preferred way. From touchless payment methods to advanced digital payment acceptance, we help make checkout quick, easy and safe.
Merchant Services
Payments are more than transactions. At Bank of America, they are a relationship. A relationship powered by technology and driven by our 24/7 commitment to the growth and success of your business.
Optimizing card acceptance
Growing your business
State-of-the-art risk management helps protect card data, minimize overall fraud exposure and reduce costs to protect your business and brand while fully integrated gift card programs inspire customer loyalty. We achieve payment efficiencies, manage the cost of acceptance and limit downtime. Plus, our international presence and suite of cross-border solutions empower you to accept payments in more than 130 countries and settle in 14 countries.
Our unique approach
Our culture is a culture of client commitment. We are dedicated to giving you best-in-class payment solutions built on simplicity, clarity and transparency. We integrate payments into your trusted banking relationship providing a holistic view of your finances. And our comprehensive support ensures you have what you need, both for growth and making business easier.
Introducing Paze® digital wallet
Paze is a new way to enhance your customers’ online checkout experience while adding an additional level of security. It consolidates their eligible credit and debit cards in a digital wallet, which is automatically recognized during checkout. Paze removes the need for manual entry of their card details — and all of the information remains with their financial institution. This offers them peace of mind while increasing your customer satisfaction.
Put Merchant Services from Bank of America to work for your business
Enable commerce
Achieve new efficiencies and manage costs while accepting a wide range of payment options
Secure your brand
Implement innovative strategies to protect card data and minimize fraud exposure and costs
Push your digital strategy
Improve your customer’s payment experience with e-commerce payment options
Gain vital insights
Harness your payment data trends to make strategic decisions
Maximize back-office efficiencies
Streamline reporting and reconciliation processes to save time and money
Innovate strategically
Customize leading-edge solutions for your business
Lead the way
Guide you through the complexities of payment acceptance
Align and grow
Partner with you to streamline your process
#1 Merchant Services provider for customer satisfaction, two years in a row.
Bank of America is dedicated to giving you best-in-class payment solutions built on simplicity, clarity and transparency.
For J.D. Power 2023 award information, visit jdpower.com/awards.
What if convenience became your eCommerce edge?
Pay by Bank makes online checkout simpler, faster, and more secure for you and your customers.
Explore more insights and trends
Read more about our range of innovative business solutions.
