Merchant Services: Secure Global Payment Solutions

We offer a wide variety of payment types and methods, plus an increasingly digital customer journey with e-commerce and mobile solutions, all to enable your customers to pay their preferred way. From touchless payment methods to advanced digital payment acceptance, we help make checkout quick, easy and safe.

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Bank of America® logo

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What if payments were more than just transactions?

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Merchant Services from Bank of America

Merchant Services from Bank of America offers all of the tools and technology you need to make business easier for you and your customers.

As your trusted provider, we can help you increase efficiency and manage costs while accepting a wide range of payment options,

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Increase Efficiency

Improve your customer experience with ecommerce and omni-channel solutions,

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Improve Experience

And help protect your customers and your business from fraud and other risks.

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Protect Customers

At the center of it all is the knowledge and experience of our integrated team of experts. We understand that payments are a 24/7 commitment to making sure your business never stops.

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Payments are a 24/7 commitment

We’ll develop a deep understanding of your business objectives and work to provide customized, innovative solutions built the right way — for you first.

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Customized, innovative solutions

Our dedicated team will also work with you to analyze your payment data, so you can make more effective strategic decisions.

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Identify trends

And our global footprint will allow you to transact in over 130 countries and settle in 14 currencies, with support from local offices across North America and Europe.

With Bank of America, you’ll see that payments aren’t just transactions. Payments are a relationship.

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Payments are a relationship

Merchant Services from Bank of America. It’s how we’re working to make business easier, and to put your business at the edge of what’s next.

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Put your business at the edge of what’s next

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Bank of America® logo

On screen disclosures:

“Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

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touchless transaction using mobile phone

State-of-the-art risk management helps protect card data, minimize overall fraud exposure and reduce costs to protect your business and brand while fully integrated gift card programs inspire customer loyalty. We achieve payment efficiencies, manage the cost of acceptance and limit downtime. Plus, our international presence and suite of cross-border solutions empower you to accept payments in more than 130 countries and settle in 14 countries.

Our culture is a culture of client commitment. We are dedicated to giving you best-in-class payment solutions built on simplicity, clarity and transparency. We integrate payments into your trusted banking relationship providing a holistic view of your finances. And our comprehensive support ensures you have what you need, both for growth and making business easier.

Achieve new efficiencies and manage costs while accepting a wide range of payment options

Implement innovative strategies to protect card data and minimize fraud exposure and costs

Improve your customer’s payment experience with e-commerce payment options

Harness your payment data trends to make strategic decisions

Streamline reporting and reconciliation processes to save time and money

Customize leading-edge solutions for your business

Guide you through the complexities of payment acceptance

Partner with you to streamline your process

#1 Merchant Services provider for customer satisfaction, two years in a row.

Bank of America is dedicated to giving you best-in-class payment solutions built on simplicity, clarity and transparency.

For J.D. Power 2023 award information, visit jdpower.com/awards.

What if convenience became your eCommerce edge?

Pay by Bank makes online checkout simpler, faster, and more secure for you and your customers.

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VO:

What if convenience became your eCommerce edge? Pay by Bank from Bank of America

makes eCommerce simpler and faster by enabling your customers to pay online without a card.

Here’s how it works. When a customer arrives at your checkout page, they select Pay by Bank

as their payment option, then select their bank from the menu.

To authenticate payment, they simply use their online bank credentials. Once authenticated, the

payment is sent directly from their bank to your account with Bank of America, and you’ll receive

a real-time confirmation. That’s it.

Your customers experience a smooth checkout and can earn loyalty points. All without the

hassle of creating a unique profile or entering card details.

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No profile or card details!

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Pay by Bank not only helps create a better customer experience that can set you apart, it can

help your business achieve a higher conversion rate and lower payment processing costs.

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Raise conversion rate

Lower costs

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Incoming Pay by Bank payments are included in your existing receivables, so you have the

opportunity to see it all in one place. And it’s easy to set up because Bank of America can

connect it to your existing systems using APIs.

Making business easier. Helping you create an eCommerce edge. It’s part of how we’re working

every day to deliver breakthrough banking to you.

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We’re working every day to deliver breakthrough banking to you.

Bank of America logo

“Bank of America” and “BofA Securities” are the marketing names used by the Global Banking

and Global Markets divisions of Bank of America Corporation. Lending, other commercial

banking activities, and trading in certain financial instruments are performed globally by banking

affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC.

Trading in securities and financial instruments, and strategic advisory, and other investment

banking activities, are performed globally by investment banking affiliates of Bank of America

Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities,

Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers

and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities,

Inc. and Merrill Lynch Professional Clearing Corp. are registered as futures commission

merchants with the CFTC and are members of the NFA.

Investment products offered by Investment Banking Affiliates:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

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Two hands holding a machine scanning a mobile phone

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Merchant Services

Optimizing card acceptance

Growing your business

Our unique approach

Put Merchant Services from Bank of America to work for your business

Enable commerce

Secure your brand

Push your digital strategy

Gain vital insights

Maximize back-office efficiencies

Innovate strategically

Lead the way

Align and grow

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