Community Development Banking

Affordable housing solutions

Smart solutions and expertise

You play an important role in creating sustainable communities. With more than 30 years of affordable housing experience, we share your vision for a better future. Ensuring that you have financial solutions to reach your goals, and the right people to provide expertise and guidance, is how we help you build strong neighborhoods.

 

Work with a nationwide leader that can provide you with innovative full-service lending solutions and services for affordable housing, community facilities and mixed-use commercial, retail and residential real estate projects coast-to-coast. We specialize in projects that serve a range of affordable housing needs from individuals, families, seniors, students and veterans, to the formerly homeless, those with special needs and other at-risk groups. Whether your project requires conventional or permanent financing, tax credits, tax-exempt options, specialized FHA loans or a unique combination of solutions, we offer a range of strategies for moving ahead.

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Additional solutions for developers

Transaction Services

Affordable housing developers have distinct treasury requirements. Our specialists can work closely with you to determine the right solutions, from vendor payments and wire transfers to streamlined cash positioning.

 

Making business easier

 

Innovative payment management tools

 

Other transaction services

Addressing Risk

In a complex, changing world, you can build safeguards into your organization with risk-management support and solutions, including interest-rate management and fraud prevention. Connect risk-management resources to help protect your business.

 

Fraud prevention

Funding Growth

Connect with advice and tailored solutions to help achieve your vision. Work with affordable-housing finance experts who offer advisory services, from capital markets access and M&A to derivatives.

 

M&A, capital markets and other strategic advice

Attracting and Retaining Talent

Financial wellness tools for employees can lead to a more satisfied and productive workforce. Create a competitive advantage with tools designed to empower your employees, from group banking and retirement planning to financial wellness programs and healthcare accounts.

 

Attracting and retaining valuable talent

 

Retirement solutions for your employees’ futures

Banc of America Community Development Company, LLC (CDC)

Whether it’s a large-scale master development or stand-alone affordable housing, you can depend on the nation's oldest and largest bank-owned CDC for support, from pre-development to property stabilization. For more than forty years, Banc of America CDC has helped create more than 32,000 affordable housing units for families, veterans and individuals with special needs.