Community Development Banking

Affordable housing solutions

Smart solutions and expertise

You play an important role in creating sustainable communities. With more than 30 years of affordable housing experience, we share your vision for a better future. Ensuring that you have financial solutions to reach your goals, and the right people to provide expertise and guidance, is how we help you build strong neighborhoods.

 

Work with a nationwide leader that can provide you with innovative full-service lending solutions and services for affordable housing, community facilities and mixed-use commercial, retail and residential real estate projects coast to coast. We specialize in projects that serve a range of affordable housing needs from individuals, families, seniors, students and veterans, to the formerly homeless and those with special needs. Whether your project requires conventional or permanent financing, tax credits, tax-exempt options, specialized FHA loans or a unique combination of solutions, we offer a range of strategies for moving ahead.

300,000 affordable housing units from 2005 to 2024

$7.8 billion invested in U.S. neighborhoods in 2024

Additional solutions for developers

Transaction Services

Affordable housing developers have distinct treasury requirements. Our specialists can work closely with you to determine the right solutions, from vendor payments and wire transfers to streamlined cash positioning.

 

Innovative payment management tools

 

Other transaction services

Addressing Risk

In a complex, changing world, you can build safeguards into your organization with risk-management support and solutions, including interest-rate management and fraud prevention. Connect risk-management resources to help protect your business.

 

Fraud prevention

Funding Growth

Connect with advice and tailored solutions to help achieve your vision. Work with affordable-housing finance experts who offer advisory services, from capital markets access and M&A to derivatives.

 

M&A, capital markets and other strategic advice

Attracting and Retaining Talent

Financial wellness tools for employees can lead to a more satisfied and productive workforce. Create a competitive advantage with tools designed to empower your employees, from group banking and retirement planning to financial wellness programs and healthcare accounts.

 

Retirement solutions for your employees’ futures

Banc of America Community Development Company, LLC (CDC)

  • Your vision is critical in creating impactful change and vibrant neighborhoods. From pre-development to property stabilization, you have a partner in the Banc of America Community Development Company, LLC (BACDC), the nation’s largest and oldest bank- owned CDC. Draw on our four decades of experience as an advisor, investor and developer to help solve complex problems and create a lasting impact on your community’s residents. In that time, Banc of America CDC has helped create more than 33,000 affordable housing units for families, veterans and individuals with special needs.