business banking

Business solutions

Our best-in-class digital tools, local hands-on advisors and timely advice make it easier to run and grow your business. From increasing efficiency to accessing capital, see what we can do for you.

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a trusted advisor

Talk with a relationship manager

Get one-on-one support from a local relationship manager dedicated to your success. We’ll sit down together, discuss your needs and goals, and advise you on how our industry-leading products and services can help.

Easy, scalable, secure digital platforms

Increase efficiency and convenience with our digital tools — all with state-of-the-art protection built into every component. Whether your needs are simple, complex or somewhere between, your relationship manager can recommend features from one or both of our digital platforms to create a solution that’s right for you. And to ensure a streamlined online experience if you use both platforms, you can link your profiles — allowing you to easily navigate between the platforms without additional sign on.

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Business Advantage 360

Track, analyze and project cash flow. Incorporate information from other financial and business apps. And monitor your business credit score. These online tools and mobile apps can help you simplify everyday tasks and accelerate growth.

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Turn complex tasks into a few clicks with our complete digital platform for payments, receipts, liquidity, investments, FX and trade. Get fast answers through chat and search. Access granular data. And handle big requests in minutes.

Flexible products to manage your priorities

We offer an array of capabilities to support your operations — from managing everyday financial priorities with BofA Working Capital Manager® to retaining talent to transitioning your business. Your relationship manager is available to provide guidance on:

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Digital platform manages payments, receipts, liquidity

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Finance working capital, real estate, equipment, technology

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Credit cards

Get points, lower transaction costs, consolidated controls

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Merchant services

All-in-one banking and payments processing

With you every step of the way

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Business loans

We offer a variety of business loans to finance working capital, equipment, real estate, business expansion and other capital needs – including Small Business Administration (SBA) loans1 and Practice Solutions for dental and veterinary professionals. Our SBA loans to fund business expansion have some of the best terms on the market. And Practice Solutions offers competitive terms, fixed rates with flexible repayment structures and long-term financing.2 A Relationship Manager can help you find the right loan for your business.

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Employee benefits

To help you attract and retain top talent, we offer holistic solutions for employees’ immediate and future financial security. Our services include 401(k) and traditional pension plans, health savings accounts, banking and investing services, and personal finance education.

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Business transitions

Whether you’re considering a merger or acquisition, setting up an employee stock ownership plan, transferring your business to a family member or selling, we can provide fully integrated financial solutions and expertise.

Talk with a relationship manager

Don’t have one? We can help.

More ways we can help

1 Owner-occupied commercial real estate will be determined in underwriting and requires occupancy by the borrower/guarantor. Please note SBA guidelines require at least 51% occupancy to be considered Owner-occupied. Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. Bank of America credit standards and documentation requirements apply. Other restrictions may apply.


2 All programs subject to credit approval and loan amounts are subject to creditworthiness. The term, amount, interest rate, and repayment schedule for your loan, and any product features may vary depending on your creditworthiness and on the type, amount and collateral for your loan. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Repayment structure, prepayment options and early payoff are all subject to product availability and credit approval. Other underwriting standards and restrictions may apply. Products and restrictions are subject to change.