Recipient Select lets your customers decide how they want to receive payments such as insurance claims, royalties, gig-economy wages and more. U.S. recipients can choose from several of today’s leading payment choices—including Zelle®, ACH, PayPal®, Real-Time Payments (RTP®) and Pay to Card—and international recipients in more than 140 countries can choose from payment types such as PayPal and cross-currency ACH. You get all of this in one implementation, without the need to collect sensitive recipient data, so you can securely modernize your back office and adapt to evolving consumer preferences all at once.