Recipient Select

Recipient Select enables our corporate clients to offer recipients greater choice in how they receive payments. Whether for insurance claims, royalties, or gig economy payouts, the solution supports a wide range of disbursement needs.

Recipients can select their preferred payment method — and in many cases, the speed of delivery — through a secure digital experience, helping align payments with individual preferences and timing needs.

Recipient Select supports multiple payment options across domestic and international use cases:

• U.S. recipients: access to digital and traditional payment methods, including Zelle®, ACH, PayPal®, Real-Time Payments (RTP®), Pay to Card and check.

• International recipients: payment options available in more than 140 destinations, including PayPal, cross-currency ACH and wire.

• Flexible delivery speeds: options that range from standard processing to near real-time, depending on the selected method.

The solution is designed to simplify payment operations while maintaining a high standard of security:

• White-labeled portal that reflects your brand experience

• Secure collection, validation, and storage of recipient payment information

• Reduced need for your organization to handle sensitive data directly

• Integrated payment execution based on recipient selection

By consolidating multiple payment methods into a single solution, Recipient Select can help:

• Improve recipient satisfaction by offering choice and flexibility

• Streamline payment processes and reduce administrative effort

• Enhance data security by limiting exposure to sensitive information

• Adapt to evolving payment preferences without additional integrations

To learn more about Recipient Select, contact your Bank of America representative.

Zelle and Zelle related marks are wholly owned by Early Warning Services LLC and are used herein under license.