Electronic Communications Disclaimers

Bank of America Private Bank

Investment products and services may be available through a relationship managed by Bank of America Private Bank or through a relationship with Merrill Lynch, Pierce, Fenner & Smith Incorporated®. Certain Bank of America Private Bank associates are Registered Representatives of Merrill Lynch, Pierce, Fenner & Smith Incorporated® and may assist you with investment products and services provided through Merrill Lynch, Pierce, Fenner & Smith Incorporated® and other non-bank investment affiliates.

 

We want you to know that:

 

Investment products provided by Bank of America or Merrill Lynch, Pierce, Fenner & Smith Incorporated®:

 

Are Not FDIC Insured

May Lose Value

Are Not Bank Guaranteed

Are Not Insured by Any Federal Government Agency

Are Not Deposits

Are Not a Condition to Any Banking Service or Activity

 

Merrill Lynch, Pierce, Fenner & Smith Incorporated® is a registered broker-dealer, member FINRA and SIPC. Banc of America Insurance Services, Inc. is a licensed insurance agency and a non-bank subsidiary of Bank of America, N.A.

 

Merrill Lynch, Pierce, Fenner & Smith Incorporated® is a non-bank subsidiary of Bank of America Corporation.

 

Orders or instructions concerning your accounts sent through email are not accepted by Merrill Lynch, Pierce, Fenner & Smith Incorporated® and may not be accepted by Bank of America. Additionally, do not send information you consider confidential via email, instead, please speak to your representative.

 

If you do not wish to receive future email communications from Bank of America and its affiliates, including Merrill Lynch, Pierce, Fenner & Smith Incorporated®, please click on this link and indicate your preferences: www.bankofamerica.com/privacy

 

This communication is confidential and intended only for the addressee. If you are not the intended recipient, you may not copy, disclose, or distribute this message to anyone else; any such actions may be unlawful. If you have received this communication in error, please contact the sender of the message to inform him or her of the error.

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