Workplace Benefits Report - Insights for Today's Workforce

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Workplace Benefits™

Insights from the 2025 Workplace Benefits Report

Findings from our 2025 Workplace Benefits Report offer insight into today’s key issues and trends, helping guide our work with employers to build more relevant, meaningful, and inclusive financial wellness programs. Explore the report and topical briefs below to learn more.

3 people sitting together looking at a laptop

Report: Read the full report to learn more

Read the full report

Mom, child, dad and grandmother sitting on the couch together and launching

Brief: Learn more about financial wellness through the lens of household income

Read the full brief

Two people smiling in a small business

Brief: Explore findings on small businesses and their employees

Read the full brief

Click the arrows to explore key findings from the 2025 Workplace Benefits Report.

At the start of 2025, a sense of financial well-being extended to over half the workforce at 52%, up from 47% in 2024 and 44% in 2023. Just a few months later in 2025, financial wellness regressed back to it's 2024 level. All data from respective Bank of America Workplace Benefits Reports from 2023 to 2025.

At the start of 2025, a sense of financial well-being extended to over half the workforce at 52%, up from 47% in 2024 and 44% in 2023. Just a few months later in 2025, financial wellness regressed back to it's 2024 level. All data from respective Bank of America Workplace Benefits Reports from 2023 to 2025.

Debt poses a strong challenge with 85% of employees carrying various types of personal debt. 56% have credit card debt, 50% have mortgages, 24% have student loans. According to the Bank of America Workplace Benefits Report survey, January 2025.

Debt poses a strong challenge with 85% of employees carrying various types of personal debt. 56% have credit card debt, 50% have mortgages, 24% have student loans. According to the Bank of America Workplace Benefits Report survey, January 2025.

Equity awards are the top additional benefit employees want. And those who receive them feel more optimistic about their careers at 70% than those without awards at 64%. According to the Bank of America Workplace Benefits Report survey, January 2025.

Equity awards are the top additional benefit employees want. And those who receive them feel more optimistic about their careers at 70% than those without awards at 64%. According to the Bank of America Workplace Benefits Report survey, January 2025.

Employees nearing retirement reflect on their savings regrets. 49% say they wish they would have started saving younger, 35% say they should have taken full advantage of their employer's 401k match. According to the Bank of America Workplace Benefits Report survey, January 2025.

Employees nearing retirement reflect on their savings regrets. 49% say they wish they would have started saving younger, 35% say they should have taken full advantage of their employer's 401(k) match. According to the Bank of America Workplace Benefits Report survey, January 2025.

Health care costs in retirement continue to climb, while health care savings lag. 34% of employees are saving/investing specifically for future health care. According to the Bank of America Workplace Benefits Report survey, January 2025.

Health care costs in retirement continue to climb, while health care savings lag. 34% of employees are saving/investing specifically for future health care. According to the Bank of America Workplace Benefits Report survey, January 2025.

2 in 3 employees stay at their company is good work/life balance. Yet only 51% of those who take less time off than they're offered say their manager encourages them to take paid time off. According to the Bank of America Workplace Benefits Report survey, January 2025.

The top reason employees stay at their company is good work/life balance. Yet only 51% of those who take less time off than they're offered say their manager encourages them to take paid time off. According to the Bank of America Workplace Benefits Report survey, January 2025.

Let’s connect to discuss how the findings of our research can help you make more informed decisions about the workplace benefits you offer, and help you provide the support your employees need and want.

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¹ 2026 Workplace Benefits Report survey, January 2026

All stats from 2025 Workplace Benefits Report survey, January 2025, unless otherwise noted.