Consumer Checkpoint aims to provide a holistic and real-time look at U.S. consumers' spending and financial well being. A regular publication of Bank of America Institute, it leverages the depth and breadth of the bank's proprietary data to produce original perspectives.
Consumer Checkpoint archive
Review our analyses from prior months.
Our data confirms the U.S. housing market is slowing, which may be a drag on discretionary spending, especially for renters.
Consumers are heading into the fall with solid spending and financial buffers. However, utility bills are taking a toll.
Consumers feel relief from lowering gas prices, but many are feeling squeezed from rising rents.
The post summer outlook is unclear as crosswinds impact consumers, but balance sheets are still in good shape.
As we hunt for bearish signs in our data, we are struck by strong momentum in services spending and elevated household deposits.
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