The Bank of America Institute
The Bank of America Institute is a think tank dedicated to uncovering powerful insights that move business and society forward.
Drawing on data and resources from across the bank and the world, the Institute delivers important, original perspectives on the economy, ESG and global transformation.
Tales from the Crypto
Following sharp declines in crypto markets, our data shows a declining appetite for crypto.
How do consumer habits change during a recession?
We take a historic look at what discretionary spending households tend to cut during an economic downturn.
The curious case of the missing millions
Over the pandemic millions of people left the labor force. We investigate whether people decided to retire early.
Who is inflation impacting the most?
Middle income consumers are getting hit the hardest by inflation, but real spending on services remains robust.
U.S. consumers traveling abroad again
International travel for U.S. consumers is picking up again, with European countries gaining popularity
Small Business payrolls are growing strongly
Payroll expense per client is up strongly, on the back of increased employment and higher wages.
As we hunt for bearish signs in our data, we are struck by strong momentum in services spending and elevated household deposits
The winding road to retirement
Americans are looking for flexibility in retirement options. Many plan to work and save longer, aided by changes in Washington DC
Are record gas prices biting into consumer purchasing power?
While spending has slowed on goods, services including travel and entertainment remain resilient
Tracking the white-hot labor market
Our data shows younger and lower income job changers are benefiting significantly, but job turnover may be peaking
How will rising rates impact U.S. consumer mortgage, auto loan and credit card debt?
Food security: environmental meets social
A lack of food security can lead to higher prices, acute shortages and ultimately social unrest. What can be done?
Small Business Checkpoint
Small businesses are spending as they emerge from the pandemic, despite declining stimulus support.
The disruptive dozen
The 12 emerging gene and cell therapy technologies with the greatest potential to transform healthcare in the next few years
Web3: Only the first inning
The developing crypto-native ecosystem is accelerating the way in which digital assets are disrupting traditional industries
Housing market: Is this time different?
As inventory and affordability challenges persist, U.S. homebuyers remain determined to achieve their homeownership aspirations
Corporate strategies for net zero
Companies are in a race to net zero and BofA Global Research analysts say more than 9 out of 10 have a clear plan to get there
Addressing scarcity in a transforming world
As scarcity accelerates, we identified 10 transformative thematic solutions and c$8tn of market cap in enablers
Diversity, equity & inclusion: The high cost of slow progress
A lack of DEI is costly for companies, individuals and the advancement of society. Download our DEI publication to learn more.
“Through the Bank of America Institute, we can provide forward-looking thought leadership by leveraging our proprietary data and harnessing the power of our extensive expertise.”