bank of america institute

Where thought finds leadership

Bank of America Institute is dedicated to uncovering powerful insights that move business and society forward. Drawing on data and resources from across the bank and the world, the Institute delivers important, original perspectives on the economy, sustainability and global transformation.

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september 2023

Consumer Checkpoint: Not such a cruel summer

While card balances and student loan payments begin to heat up, consumer spending remains stable and deposit balances elevated.

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Explore trends shaping local and global economies.


Understanding the impact of environmental and social initiatives.


Discover strategies redefining the dynamics of business.

Consumer Checkpoint

Our exclusive publication examines consumers' financial well-being.

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Melissa Anchan